| Abstract: |
In time of disasters consumers tend to spend less money on leisure, luxury and long lasting goods. This often leads to further market deterioration. In order to treat this problem, we propose a new insurance system, which provides support of economic branches in crisis by their customers. It creates a possibility of moving money fast from areas of excess to areas of shortage, blocking the crisis in early stage, before the waves of instability spread over the entire economy.
This instrument can greatly stabilize the economy in whole and reduce its vulnerability to disasters and sharp changes in the external world. |